Payment
My 2022 rate is $165.00/ 50-minute session. Fees for less traditional blocks of time can be estimated according to this rate and will be agreed upon prior to beginning therapy.
For mutual convenience and unless we've agreed on an exception, we will utilize the automatic electronic payment option through the protected Simple Practice platform, and your card on file will be billed automatically for the agreed-upon rate during the night after each session. Health Savings accounts can be utilized through the platform. Cash and check are accepted.
Payment is due at the time of service. Services will be paused if we are unable to resolve an outstanding balance 24 hours prior to your scheduled session.
For patients not using insurance: No Surprises Act Effective 1/1/2022
TAKE ADVANTAGE OF THE INSURANCE THAT YOU'RE PAYING FOR! Please check your OUT OF NETWORK (OON) BENEFITS.
You may have the option to see whatever provider you prefer and be reimbursed by your insurance company. As patients using health insurance, we tend to stay 'in network.' Sometimes our insurance plan doesn't provide options. More often, they do, but they don't advertise this to you because it isn't in the insurance companies' interest.
The way OON benefits work is that you pay the provider up front for services rendered, and then you submit a claim to your health insurance provider for partial reimbursement. Often, the reimbursement rate is substantial, resulting in your actual out-of-pocket payment being equal to or even lower than your typical co-pay. I will provide the paperwork required for submission to your insurance company.
Want to see if you have the option?
Call the phone number on the back of your insurance card and ask:
(1) What is my out-of-network benefit for psychotherapy? (This will be a percentage.) If you have OON coverage, also ask:
(2) What is the regional rate for psychotherapy? (This is the average dollar amount providers in your area charge for professional services and the amount your insurance provider uses to determine their reimbursement rate.)
If you're asked for a "CPT code," here's a key to the ones I use most commonly:
90837 is for Individual therapy
90847 is for Couples therapy
90791 is for Initial Assessment (our first meeting)
(3) To what address/ How do I submit my superbills? (This is the documentation I provide you.)
Example: If your OON benefit is 80% and the regional rate is $160, you pay to me my rate of $165, then submit the claim to the insurance company for reimbursement, which would be $128. You've paid $37 out-of-pocket.
Insurance Accepted: I am IN network with:
For mutual convenience and unless we've agreed on an exception, we will utilize the automatic electronic payment option through the protected Simple Practice platform, and your card on file will be billed automatically for the agreed-upon rate during the night after each session. Health Savings accounts can be utilized through the platform. Cash and check are accepted.
Payment is due at the time of service. Services will be paused if we are unable to resolve an outstanding balance 24 hours prior to your scheduled session.
For patients not using insurance: No Surprises Act Effective 1/1/2022
TAKE ADVANTAGE OF THE INSURANCE THAT YOU'RE PAYING FOR! Please check your OUT OF NETWORK (OON) BENEFITS.
You may have the option to see whatever provider you prefer and be reimbursed by your insurance company. As patients using health insurance, we tend to stay 'in network.' Sometimes our insurance plan doesn't provide options. More often, they do, but they don't advertise this to you because it isn't in the insurance companies' interest.
The way OON benefits work is that you pay the provider up front for services rendered, and then you submit a claim to your health insurance provider for partial reimbursement. Often, the reimbursement rate is substantial, resulting in your actual out-of-pocket payment being equal to or even lower than your typical co-pay. I will provide the paperwork required for submission to your insurance company.
Want to see if you have the option?
Call the phone number on the back of your insurance card and ask:
(1) What is my out-of-network benefit for psychotherapy? (This will be a percentage.) If you have OON coverage, also ask:
(2) What is the regional rate for psychotherapy? (This is the average dollar amount providers in your area charge for professional services and the amount your insurance provider uses to determine their reimbursement rate.)
If you're asked for a "CPT code," here's a key to the ones I use most commonly:
90837 is for Individual therapy
90847 is for Couples therapy
90791 is for Initial Assessment (our first meeting)
(3) To what address/ How do I submit my superbills? (This is the documentation I provide you.)
Example: If your OON benefit is 80% and the regional rate is $160, you pay to me my rate of $165, then submit the claim to the insurance company for reimbursement, which would be $128. You've paid $37 out-of-pocket.
Insurance Accepted: I am IN network with:
- Blue Cross Blue Shield
- CareFirst Blue Cross Blue Shield